10 reasons pensions make sense

Should I start or restart a pension? 10 reasons pensions make sense Recent research commissioned by Aviva has revealed a stark disconnect amongst adults in Ireland when it comes to pension planning. The research, based on a representative sample of 2,000 adults, found that only 34% of them had a private pension. Furthermore, two-in-five of them admitted to having no idea how much their pension fund is worth. More than half have no idea where […]

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October 31st Tax Saving Deadline

Making the most of the tax relief available if self-Employed or PAYE If you are self-employed you must calculate your tax liability and make a payment by 31st October 2019 (12th November if registered with ROS) in respect of your: 1. Final Tax Assessment for 2018;                                                    2. Preliminary Tax for 2019. The good news… You can reduce your 2018 Final Tax liability and your 2019 Preliminary Tax liability by making contributions to a Personal Pension […]

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The Early Bird

The importance of an early start in retirement planning It doesn’t cost as much as you think There are choices you make in life that will have a huge impact on your future. Starting a pension for your retirement (yes it’s a long way away) is one of those choices because the earlier you start the brighter your future. Tax relief is by far the greatest advantage of saving in a pension. If you’re paying […]

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When should you get financial advice?

The Benefits of good Financial Advice Financial Advice in Wexford When should you get financial advice? Most people could probably benefit from seeing a financial adviser, but when are the best times in your life to see one? Immediately? In ten years? Every year? Life events One answer is to say that you should visit an adviser whenever there’s a major change in your life. These are the most commonly cited changes: – Marriage – […]

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Office Administrator Vacancy Gorey

Office Administrator Financial Services– Gorey, Co. Wexford Job Summary Southeast Financial services, provide independent financial planning including Pensions, Investments, Life assurance and Mortgages. Due to continued growth, an opportunity has arisen for a Financial Planning Administrator ideally with insurance, banking or financial services experience to join our team. As an administrator you will be a key member of the team ensuring the smooth day to day running of the business and provide first point of contact […]

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Pension Review, does this sound like you?

This week a client contacted us for review of his pension . He is aged 33 of age and currently paying 300pm into a pension with a likely retirement age of 68yrs.  My first task was to research his case whereby I found the following issues, firstly his pension was not being reviewed on a regular basis by the current pension provider. The second problem I found was that his money was not invested in […]

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Planning your pension can benefit your health

Here is one good reason you should be prepared for the future in order to full enjoy the present and your health. Firstly you might commit to taking regular exercise, eating healthy and visiting the doctor for check ups but have you thought about how financial anxiety can affect your health and overall well being.  It is important to maintain a feeling of control when it comes to your money, we all know the feeling […]

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A host of links to all things pension

This week we would like to offer you a whole host of helpful links to articles about pensions that have appeared in national press in previous weeks. We would love you to get in touch if you would like more information and if we can help in anyway at all. Are you thinking of  getting a pension plan? Do you need more information on your retirement options in Ireland. Are you close to pension age […]

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Women and Men think differently about retirement

In a recent survey, outlined in The Journal article , the findings showed a significant difference between how men and women think about retirement The article states “WOMEN ARE FAR less likely to be preparing for their retirement than men, according to new research in Irish pensions. While the gender pay gap is an issue that has been brought to the fore by a number of high profile cases, the gender pension gap is another […]

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Zurich Study reveals lack of pension knowledge

 Zurich Life carried out a pension survey last year in order to demonstrate just how informed people were on pensions and to see what effect lack of information was having on people’s decision to start a pension and plan for their retirement. The full article and stats can be found HERE and below are some of the key findings from the survey 48% spent less than 5 hours researching pension products 40% were not well […]

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Is it ever too late to start a pension?

In the Irish Times this month there is an in depth article outlining why it is never too late to start planning your pension.  Depending on your age there are many different option and sometimes your age might determine that it is not on your mind, however it is always good to have the information at hand. So even if you have all sorts of reasons why you haven’t started saving for your retirement yet […]

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Retirement stats worth noting

Some interesting findings from a recent report from Telda, show that those in retirement with a higher income experience a higher quality of life. Three in ten with low income say that a shortage of money prevents them from doing what they want to do, in comparison to one in ten with a high income. Another finding showed that three in ten retirees say that shortage of money never prevents them from doing what they […]

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