Office Administrator Vacancy Gorey

Office Administrator Financial Services– Gorey, Co. Wexford Job Summary Southeast Financial services, provide independent financial planning including Pensions, Investments, Life assurance and Mortgages. Due to continued growth, an opportunity has arisen for a Financial Planning Administrator ideally with insurance, banking or financial services experience to join our team. As an administrator you will be a key member of the team ensuring the smooth day to day running of the business and provide first point of contact […]

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Pension Review, does this sound like you?

This week a client contacted us for review of his pension . He is aged 33 of age and currently paying 300pm into a pension with a likely retirement age of 68yrs.  My first task was to research his case whereby I found the following issues, firstly his pension was not being reviewed on a regular basis by the current pension provider. The second problem I found was that his money was not invested in […]

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Planning your pension can benefit your health

Here is one good reason you should be prepared for the future in order to full enjoy the present and your health. Firstly you might commit to taking regular exercise, eating healthy and visiting the doctor for check ups but have you thought about how financial anxiety can affect your health and overall well being.  It is important to maintain a feeling of control when it comes to your money, we all know the feeling […]

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A host of links to all things pension

This week we would like to offer you a whole host of helpful links to articles about pensions that have appeared in national press in previous weeks. We would love you to get in touch if you would like more information and if we can help in anyway at all. Are you thinking of  getting a pension plan? Do you need more information on your retirement options in Ireland. Are you close to pension age […]

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Women and Men think differently about retirement

In a recent survey, outlined in The Journal article , the findings showed a significant difference between how men and women think about retirement The article states “WOMEN ARE FAR less likely to be preparing for their retirement than men, according to new research in Irish pensions. While the gender pay gap is an issue that has been brought to the fore by a number of high profile cases, the gender pension gap is another […]

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Zurich Study reveals lack of pension knowledge

 Zurich Life carried out a pension survey last year in order to demonstrate just how informed people were on pensions and to see what effect lack of information was having on people’s decision to start a pension and plan for their retirement. The full article and stats can be found HERE and below are some of the key findings from the survey 48% spent less than 5 hours researching pension products 40% were not well […]

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Is it ever too late to start a pension?

In the Irish Times this month there is an in depth article outlining why it is never too late to start planning your pension.  Depending on your age there are many different option and sometimes your age might determine that it is not on your mind, however it is always good to have the information at hand. So even if you have all sorts of reasons why you haven’t started saving for your retirement yet […]

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Retirement stats worth noting

Some interesting findings from a recent report from Telda, show that those in retirement with a higher income experience a higher quality of life. Three in ten with low income say that a shortage of money prevents them from doing what they want to do, in comparison to one in ten with a high income. Another finding showed that three in ten retirees say that shortage of money never prevents them from doing what they […]

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ARF/AMRF

An Approved Minimum Retirement Fund (AMRF) and/or Approved Retirement Fund (ARF)     A Guaranteed Income for Life, or annuity, may be the right option for someone who needs their pension to provide them with a steady income in retirement. However, if your circumstances are such that you do not require a regular income for life in retirement, you could consider purchasing an Approved Retirement Fund (ARF) or an Approved Minimum Retirement Fund (AMRF).   There […]

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Annunities

An annuity is a contract with a life insurance company that will pay you a guaranteed, regular pension income for life in return for a capital sum. The capital sum comes from your retirement fund. You will pay income tax and Universal Social Charge (USC) on the income that you receive. The amount of regular pension income you get depends on a number of things such as: the amount of money from your retirement fund that you […]

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AVC’s

Additional Voluntary Contribution We should all recognize the importance of saving during our working lives in order to provide a decent income in retirement. By reviewing your pension contributions regularly you can identify if you are saving enough to fulfil your retirement goals. If you want to boost your pension savings to provide a greater income in retirement an AVC PRSA could be the right option for you. It’s one of the most tax efficient ways to put away […]

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PRSA’s

PRSA’s – Personal Retirement Savings Accounts    In 2002 the Government introduced Personal Retirement Savings Accounts (PRSAs), a very flexible and attractive way of saving for retirement. Just like other forms of pensions, PRSAs come with attractive tax reliefs and offer access to a wide range of investment funds and options, so you get all the freedom to tailor your pension to your needs and circumstances. What’s more, when you move from job to job […]

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